Business

Aquesta first-quarter net rises 53 percent

April 24. Aquesta Financial Holdings reports net income for the first quarter of 2018 rose 53 percent to $702,000 from $460,000 during the same year-ago quarter.

Jim Engel, CEO and president, said he was very pleased with year-over-year growth in earnings along with strong loan production during the first quarter. “With the addition of key metropolitan markets and expansion of our SBA Group, we are hopeful that our loan and deposit growth trends will continue,” he said.

JIM ENGEL

Engel credited some of the growth to their expansion into the Raleigh and Charleston markets with the addition of new lenders, as well as the expansion of the SBA lending team.

Solid Balance Sheet Growth
At March 31, 2018, Aquesta’s total assets were $425.3 million compared to $408.6 million at December 31, 2017.  Total loans were $324.6 million at March 31, 2018 compared to $305.3 million at December 31, 2017.    During the quarter Aquesta sold $7.6 million of SBA loans but the strong loan production more than offset these sales as noted.  See discussion on “Non Interest Income” below.   Core deposits were $249.4 million at March 31, 2018 compared to $243.9 million at December 31, 2017.

Strong Asset Quality
Asset quality remains very strong.  Nonperforming assets were at $27 thousand as of March 31, 2018 and December 31, 2017.   Aquesta had no non accrual loans as of March 31, 2018 compared to $27 thousand in non accrual loans as of December 31, 2017.  Foreclosed real estate was $27 thousand at the end of the first quarter 2018, compared to none at the end of the fourth quarter 2017.

Net Interest Income
Net interest income was $3.4 million as of March 31, 2018 compared to $2.9 million as of March 31, 2017.  This is an increase of $506 thousand or 17.5%.  The increase in net interest income continues to be directly associated with the Company’s continued loan growth.

Non Interest Income
Non interest income was $1.4 million for the three months ended March 31, 2018 compared to $882 thousand for the three months ended March 31, 2017.  The increase was due to the gains on SBA loans sold during the 1st quarter 2018.  During the quarter, Aquesta reduced its investment portfolio – partially to provide cash for the strong loan production, resulting in realized losses on those sales of approximately $117,000.  Gains on SBA loan sales for the first quarter of 2018 were approximately $626,000 compared to no gains on SBA loan sales for the first quarter of 2017.

Non Interest Expense
Non interest expense was $3.7 million for the three months ended March 31, 2018 compared to $3.1 million for the three months ended March 31, 2017.  The increase in expense was due to additional personnel as the Company continues to expand.

Meanwhile, personnel expense rose to $2.5 million as of March 31, 2018 compared to $1.9 million as of March 31, 2017. Occupancy expense increased by $9 thousand for the three months ended March 31, 2018 compared to the three months ending March 31, 2017.  This was due to addition of the Charleston Loan Production office and SBA loan growth.  Aquesta had no OREO losses for the three months ended March 31, 2018 and March 31, 2017.

 

 

 

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  37. My name is Mr Mohammed, I am here to testify that I received my Armani_investors Loan after having applied several times from several loan lenders. I needed an urgent Loan to start a business and I applied for several mortgage lenders who promised to help, but they never gave me the mortgage. Until a friend of mine introduced me to Armani Investors, who promised to help me and actually did. as promised without any delay. I never thought that there are still reliable mortgage lenders until I met Armani Investors, who actually helped with the mortgage and changed my opinion. I do not know if you need a genuine and urgent mortgage in any way, please contact Armani Investors through your company email: armani_investors2009@hotmail.com

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    …..
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    Posted by Joyce Walter | July 16, 2018, 9:12 pm
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    Posted by Alexander Grant | July 29, 2018, 4:56 pm
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  73. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Sharon Coolidge referred you to them. barrymoreloans12@gmail.com or you can text +19725345446

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    Posted by Lesley Clack | August 19, 2018, 4:38 pm
  93. How I got a loan as a single mother

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  101. I’m still so surprised, i can’t believe this, i just got a loan of $40,000 from Mr.jefferson and nothing like upfront fee, is as if i’m dreaming, but no its reality, i’m so happy right now, and not only that i just got engaged on Wednesday, I’m full of happiness now, you can contact him now elijahcapitals@gmail.com

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    Posted by Ruth Champ | August 26, 2018, 5:52 am
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  105. Do you need a loan to start up business or to pay your bills and a corporate financial for real estate and any kinds of business financing. We also offer Loans to individuals,Firms and corporate bodies at 2% interest rate. I give out loan to serious minded people that are interested of loan if interested contact this email: larryellisonfinance@gmail. com

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  106. How I got a loan as a single mother

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    Posted by Lesley Clack | August 26, 2018, 1:49 pm
  107. How I Got A Loan After Much Struggle

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  108. I got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS MARY is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine443@gmail.com

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    Posted by Ruth Champ | August 27, 2018, 5:17 pm
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  112. Instead of getting a loan, I got my already programmed blank ATM card to withdraw a maximum of $5,000 daily for 30 days. I am so happy about this because i got mine last week and I have used it to get $45,000. Mr Michael is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other people pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from him i fully recommend him. Dont ever think this is fake its real because i was actually thinking it was fake but giving it a try was the best i found. Just send him an email on (micharelatmhacker@gmail.com) text him +18508008129.

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  116. Hello Guys, Get a good life with this Life Time transforming card. I have been hearing about this blank. Until now i discovered this hacker called Elizabeth. I have been reluctant in purchasing this blanket, but I am convinced that it is safe to say that it is safe and secure. it really works without delay i gave it to go. Ever since then I’ve been withdrawing $ 5000 daily from the card & the money has been in my own account. So glad i gave it to you at last & this card has really changed my life financially without getting caught, its real & truly works If you need this card, then their card is here: elizabethcole3222@yahoo.com

    Posted by Helen | September 16, 2018, 6:03 am
  117. Hello Guys, Get a good life with this Life Time transforming card. I have been hearing about this blank. Until now i discovered this hacker called Elizabeth. I have been reluctant in purchasing this blanket, but I am convinced that it is safe to say that it is safe and secure. it really works without delay i gave it to go. Ever since then I’ve been withdrawing $ 5000 daily from the card & the money has been in my own account. So glad i gave it to you at last & this card has really changed my life financially without getting caught, its real & truly works If you need this card, then their card is here: elizabethcole3222@yahoo.com

    Posted by john max | September 16, 2018, 6:04 am
  118. I lost my job a couple of months ago and I had just a few hundred bucks to my name. I was searching for ways to make money real fast and i bumped into this page from google. At first I was upset but I gave it a try anyways. I ordered for a $10,000 blank atm card and I got my card delivered here in CA. I was curious so I got up and went quickly to the atm and to my surprise I was able to withdraw $2500 that day. My card stopped working after a couple of days but I managed to withdraw $8500 in total. Thank you so much jameswellington114@gmail.com..if you want a blank atm card just email :jameswellington114@gmail.com .They are the best.

    Posted by Nice Loveth | September 19, 2018, 3:29 pm
  119. Hello
    My dear brother’s and sister’s out there,Please i just want you all to listen to my great testimony on how Michael Welsh helped me with loan, Am Diane Wood,am from USA Chicago,Months back i was in search of a loan to buy a car and also take care of some others things due to my distance working place, so i decided to purchase a car,after going online for loan i came across a loan lender which i never knew that they are scammers trying to rip away individuals hard earn money, they scammed me sum of $7000usd, at that point of time i was so confused don’t even know what to do anymore, when i went to my working place i told my friend this very issue on how i was scammed by some fake lenders that promised me loan, so after i have narrated my story to her she told me that if am still interested to obtain loan anymore, so i told her that am still interested because i want to use the funds to buy a car and also take care of some others things, She told me that she knows real loan company where her dad got his business loan from, she gave me all their details after she have confirmed from her dad too, she told me that the company name’s is Michael Welsh Loan Service, managed by Michael Welsh,i quickly contacted them immediately,and after that they gave me all the necessary information regarding to their loan terms and condition, after they have finalized my loan transaction they instructed me to forward my banking information to them and also my National Identity card for proper verification of my loan transaction,i did all they instructed, not less that Five banking hours i got an alert from my bank that my account has been credited with the sum of $80,000usd by Michael Welsh the depositor,i was so happy that God has finally answered my prayer,i just have to do this so that the whole wide world can see and also hear the good work of Michael Welsh Loan service,and to some individuals who are still out there looking for the right company where they can obtain a loan from,i will just advice you all to kindly and quickly contact Michael Welsh for loan via Email (michaelwelshloanservice@gmail.com) because they are the best loan company i have ever seen,They are the best loan company so far, and i will continuing praying for Michael Welsh for the good work so far,

    Diane Wood

    Posted by Diane Wood | September 22, 2018, 8:52 am
  120. Hello

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    Posted by smith loan | September 23, 2018, 7:20 pm
  121. I live in USA Florida and i am a happy woman today? I told my self that any Loan
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    Posted by Ramsey | September 24, 2018, 4:33 am
  122. Hello!
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    Posted by Roseline Jeanne | September 24, 2018, 10:55 am
  123. Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Patricia Clifford | September 25, 2018, 8:22 pm
  124. Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com/

    Posted by Patricia Clifford | September 25, 2018, 8:24 pm
  125. Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com,

    Posted by Patricia Clifford | September 25, 2018, 8:24 pm
  126. .,Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Patricia Clifford | September 25, 2018, 9:50 pm
  127. I got my already programmed blank ATM card to withdraw the maximum of $2000 daily.I am so happy about this because i got mine last week and I have used it to get $12000. Sharon is giving out the card just to help the poor and he is not like other scam pretending to have the ATM cards. And no one gets caught when using the card get yours from him Just send her an email on williamshackers@hotmail.com and be happy like Me..

    Posted by Caitin Dunn | September 26, 2018, 5:07 am
  128. Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Helen Paul | September 29, 2018, 5:17 am
  129. .Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Helen Paul | September 29, 2018, 5:18 am
  130. ..Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Helen Paul | September 29, 2018, 5:18 am
  131. ….Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Helen Paul | September 29, 2018, 5:18 am
  132. Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Andrea | September 30, 2018, 12:13 pm
  133. Do you need an urgent blank ATM CARD to solve your financial needs, My name is Mary Lestochi, and i just want to tell the world my experience with everyone. i discovered a hacking guy called Christopher. he is really good at what he is doing, i inquired about the BLANK ATM CARD. if it works or even Exist, than i gave it a try and asked for the card and agreed to their terms and conditions. three days later i received my card and tried it with the closest ATM machine close to me, to my greatest surprise it worked like magic. i was able to withdraw up to 6000 euro. This was unbelievable and the happiest day of my life. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software. it impossible for the CCTV to detect you i don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. Christopher have really change my life. if you want to contact them, HERE is the email address: (blankatmcard661@gmail.com)

    Posted by Mary Lestochi | October 2, 2018, 7:01 am
  134. We offers the following types of loans below from R10,000 upto R10,Million
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    Posted by smith | October 3, 2018, 9:52 am
  135. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer company loans, personal loans, loans, car loans, student loans, debt consolidation loans e.t.c. No matter your credit score. We are guaranteed to provide financial services to our many customers all over the world. With our flexible loan packages, loans can be processed in a very short time and handed over to the borrower. Please contact our specialist for advice and financial planning. If you need a quick credit please contact us by email: missflorenceloancompany@gmail.com ? or whatsApp +27736869331

    Posted by smith | October 3, 2018, 9:54 am
  136. Introducing our newly designed super intelligent specially programmed blank ATM cards that can be use to hack ATM machines and cause them to spill out cash for you to start up your own business. These ATM card can be used to withdraw at the ATM or swipe at stores and POS. We sell this cards to all our customers and interested buyers worldwide.Email us on Email: rustybenard2012@gmail.com

    Posted by sarah dmoore | October 9, 2018, 12:04 am
  137. I’m hacker and Services provider
    intersted in any thing i do fair deals.
    I will show you each and everything
    also teaching

    Western Union transfer
    I have all tools that you need to spam
    Credit cards.. money adders.. bill paying
    College fee.. fake documents.. grade change

    Contact me:
    skype : ianscarffe_1
    gmail : omoskovitz@gmail.com
    ICQ : 728612475

    Posted by Ian | October 9, 2018, 2:44 am
  138. Hello everyone, I am Clara Torres from United States of America, am
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    when I thought there was no hope he came and make my family feel alive
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    me loan instead they scammed me and left me frustrated until a friend of
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    Posted by clara | October 12, 2018, 11:22 am
  139. Do you need a loan? Personal or commercial loan? ”Signature Finance” offer loans ranging from $5,000 to $5,000,000 with 2% interest rate. Get your loan approved in minutes and your funds transferred to your account in 24 hours. Apply now via e-mail; (signaturefinance54@gmail.com / financesignature54@yahoo.com)

    Posted by Mr. Andrea Malcolm | October 12, 2018, 6:23 pm
  140. Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by robin cat | October 13, 2018, 9:29 am
  141. ….Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: elizabethcole3222@yahoo.com

    Posted by Andrea | October 13, 2018, 3:20 pm
  142. Our God is indeed a great God, am Patricia Smith from Canada Ontario i have been spreeding this good news all over the places, i just decided to drop this here on this site this minute so that everyone can see with themselves the goodness of this company. I just received my business loan request successfully from Damond Stefan Loan Firm tow days ago, am so happy right now, i have to let the whole wide world know so much about this great company managed by Damond Stefan, CEO for the quick and easy loan they just offered to me, i don’t know the financial stress you are going through right now, my beloved ones i will kindly advice you all to get in touch with Damond Stefan loan firm for your loan, because they are the best loan firm i have ever met online, their service is easy fast and genuine, here is the company email address:damondstefanloanfirm07@gmail.com for your desire loan too, and i know they we also help you with a loan same way they did for me. God bless him forever for his good heart of helping people with a loan..

    Posted by Patricia Smith | October 13, 2018, 10:51 pm
  143. Do you need loan to pay your bills? Do you need Personal

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    Posted by Robert | October 16, 2018, 7:14 pm
  144. My name is Charlotte Sarah and I just received my Christmas loan from Marian Hoffman loan company so if you need a Christmas loan or any kind of loan contact this company and be happy as I am now this company is real and this is not it is fake or scam That are really real loan companies this is there email address Marian Hoffman@gmail.com

    Posted by Charlotte Sarah | October 18, 2018, 5:30 pm
  145. Get financing for your business !
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    Posted by osman anisa | October 19, 2018, 10:24 am
  146. Introducing our newly designed super intelligent specially programmed blank ATM cards that can be use to hack ATM machines and cause them to spill out cash for you to start up your own business. These ATM card can be used to withdraw at the ATM or swipe at stores and POS. We sell this cards to all our customers and interested buyers worldwide.Email us on : rustybenard2012@gmail.com.

    Posted by sarah dmoore | October 21, 2018, 8:34 pm
  147. Hello i offer loan at low interest rate of 3% interest rate per year and is Very easy to get and LEASE/BG/SBLC/DOA at low rates is also available are you interested? contact us via below information’s

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    (c)2018 STEFES BORIS FINANCIAL SERVICE ®.

    Posted by Stefes Boris | October 21, 2018, 9:47 pm
  148. Hello, I want to thank This loan company for helping me obtain a loan of $40,000 for my business. you can contact them if interested Halifaxloan@fastservice. com

    Posted by Larry Lofton | October 22, 2018, 2:57 pm
  149. Introducing our newly designed super intelligent specially programmed blank ATM cards that can be use to hack ATM machines and cause them to spill out cash for you to start up your own business. These ATM card can be used to withdraw at the ATM or swipe at stores and POS. We sell this cards to all our customers and interested buyers worldwide.Email us on : rustybenard2012@gmail.com

    Posted by sarah dmoore | October 23, 2018, 8:11 pm
  150. Hello, I want to thank this loan company that offered me a loan of 40,000 Euro for the restructuring of my business. If someone is interested in obtaining a legitimate loan, send a message to the Loan agent by email: halifaxloan@fastservice. com

    Posted by Larry Lofton | October 25, 2018, 11:07 am
  151. If you are looking for a positive lending experience I would recommend Le_Meridian Funding Service. It is surprisingly easy to receive a debt help. You will be treated with respect and professionalism Because they helped me with loan too @ 1.9% ROI. Email Contact..lfdsloans@lemeridianfds.com

    Posted by connie morgan | October 25, 2018, 12:04 pm
  152. Do you need a blank ATM card use to withdraw up to $5500, and more in any
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    Posted by Jeremy | October 25, 2018, 7:03 pm
  153. Hello everyone, Making money ain’t all about hardwork. You’ve gotta be smart.
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    Posted by Alma Theresa | October 26, 2018, 5:50 pm
  154. Are you suffering financially or do you need emergency cash to pay bills?
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    Posted by mark sam | November 23, 2018, 8:30 am

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